Comprehensive Review: Create Cashflow vs. Dashdot vs. Freedom Property Investors
Building a profitable property portfolio requires more than just picking properties—it requires a strategy tailored to each investor’s unique financial situation and goals. In this review, we’ll compare three major players in the property investment market: Create Cashflow, Dashdot, and Freedom Property Investors and the type of properties they offer their clients. We’ll examine why a flexible approach, encompassing both established properties and new builds, is crucial for success and assess how each company measures up based on key factors.
Why a Comprehensive Property Portfolio Strategy Requires Both Established and New Builds
A successful property portfolio isn’t built on a one-size-fits-all approach. Each type of property—whether established or newly built—plays a different role in an investor’s strategy. Let’s break down why having both options is essential.
Established Properties: The Foundation of Cash Flow and Stability
New Builds: The Key to Tax Efficiency and Future Growth
Immediate Cash Flow: Established properties often generate immediate rental income. These properties are already built and potentially tenanted, with the option to have clauses in the contract for a 30-day settlement and early access for rental inspections to ensure it is tenanted on the day of handover providing a quick return on investment—crucial for investors needing steady cash flow to support further investments.
Proven Capital Growth: Established properties come with a track record, allowing investors to make informed decisions based on historical data. Properties in gentrifying areas, for example, can offer substantial long-term capital appreciation. Data from CoreLogic https://www.corelogic.com.au/research/monthly-indices indicates that established properties in certain areas can see capital growth rates of up to 8% annually.
Risk Mitigation: Established properties are generally considered lower risk due to existing infrastructure and known market demand, making them a perceived safer bet for many investors.
Higher Depreciation Benefits: New builds allow investors to claim higher depreciation benefits, significantly reducing taxable income and improving overall cash flow.
Lower Maintenance Costs: Since everything is brand new, maintenance costs are typically lower for new builds, and many come with builder warranties, reducing ongoing expenses which allows investors to have certainty in weekly/monthly investment expenses and preserve and profit the build may be generating.
Access to Incentives: Governments often offer incentives for new builds, such as grants and rebates, which can make them more affordable and attractive to investors.
Purpose-Built Room Sharing Properties: Maximising Cash Flow and Yields
Upwards of 10% Rental Yields: Room-sharing properties can achieve rental yields of 14% or more, significantly higher than traditional rental properties. This makes them an attractive option for investors looking for high returns on their investment immediately.
Cashflow Positive: On average, these properties are cashflow positive, generating approximately $18,000 per year post-tax and deductions. This steady cash flow can be crucial for investors looking to grow their portfolios without relying heavily on personal income.
Strong Demand in High-Density Areas: These properties are typically located in high-demand areas where affordable, long-term living is needed, ensuring consistent rental income and low vacancy rates.
Comprehensive Comparison: Create Cashflow vs. Dashdot vs. Freedom Property Investors
Let’s evaluate how Create Cashflow, Dashdot, and Freedom Property Investors perform across the same set of criteria, including fees, strategy flexibility, transparency, and client engagement.
Fees and Costs
Dashdot ⭐⭐: Dashdot charges high fees for its services (+$30,000) which can eat into your investment returns and make the benefit of utilising a buyers agent redundant.
Freedom Property Investors ⭐⭐⭐: Freedom Property Investors also charge service fees for their new build purchases. This is despite the fact that they are paid by developers, which raises ethical concerns about “double-dipping, charging both the client and the developer on a single purchase.
Create Cashflow ⭐⭐⭐⭐⭐: Create Cashflow does NOT charge clients for purchasing new builds as they are paid a commission (like a real estate agent) for the developer and would prefer the client to retain the fee as a savings buffer of extra deposit, this ethical approach ensures that clients receive transparent, cost-effective service. The Fees for an established purchase is a fully refundable $5,000 deposit pending finance and a $10,000 commencement fee once finance is approved. Making them not only the most flexible but the most competitive in pricing for a premium service.
Strategy Flexibility
Dashdot ⭐⭐⭐: Dashdot focuses exclusively on established properties. While their data-driven approach is strong, this narrow focus limits the flexibility of investment strategies and in turn, lowers the ability to scale a portfolio effectively and efficiently.
Freedom Property Investors ⭐⭐⭐: Freedom Property Investors specialises in new builds, which can be lucrative but lacks the flexibility needed to adapt to varying market conditions and investors’ immediate financial needs and personal preferences.
Create Cashflow ⭐⭐⭐⭐⭐: Create Cashflow offers a comprehensive strategy that includes both established properties, new builds and Co-living properties. This flexibility allows them to truly tailor investment strategies to each client’s unique situation, optimising for immediate cash flow, capital growth, and tax benefits.
Transparency & Ethical Practices
Dashdot ⭐⭐⭐: While Dashdot provides a clear process, the high fees and focus on established properties might not align with every investor’s goals, leading to potential dissatisfaction.
Freedom Property Investors ⭐⭐⭐: Charging clients fees while also receiving payment from developers raises questions about transparency and ethical practices which often see investors no matter their goals purchasing in the same high-density new estates.
Create Cashflow ⭐⭐⭐⭐⭐: Create Cashflow prides itself on transparency and ethical practices. By not charging clients for new builds and ensuring that clients understand how their property goals will be achieved BEFORE signing the dotted line, they set themselves apart from competitors.
Client Engagement and Experience
Dashdot ⭐⭐⭐⭐: Dashdot offers a strong, data-driven strategy with end-to-end support, but clients deal with representatives rather than seasoned investors, which may limit the depth of personal investment advice.
Freedom Property Investors ⭐⭐⭐⭐: Provides a comprehensive range of member services and educational resources, but clients may not have direct access to experienced investors, which can be a drawback especially when needing clarification on strategies or strategy templates prior to signing,.
Create Cashflow ⭐⭐⭐⭐⭐: Clients of Create Cashflow deal directly with the company’s founders, who each have over a decade of personal investment experience and own diverse, multi-million dollar portfolios. This direct engagement ensures clients receive advice from those who have successfully navigated the property market themselves. One of the main features clients of Create Cashflow enjoy is being able to have an open transparent conversation from the get-go on what THEIR investment strategy will look like rather than “we will make the strategy once you sign up.
Final Ratings
Final Verdicts
When building a successful property portfolio, flexibility, transparency, upfront strategy, and experience is key. Create Cashflow stands out by offering a comprehensive, client-focused approach that includes both established properties (units, townhouses, Freestanding), new builds, and rooming properties. This adaptability ensures that each client’s portfolio is structured for both immediate cash flow and long-term capital growth, all while maintaining ethical business practices that have a client-first focus.
Purpose-built room-sharing properties add another layer of opportunity with their high rental yields and strong cash flow, making them an ideal choice for investors looking to maximise returns.
While Dashdot and Freedom Property Investors offer valuable services within their niches, they are limited by their focus on either established properties or new builds and have fee structures that may not be in the best interest of the client. This makes Create Cashflow the top choice for those looking to build a truly profitable and resilient property portfolio.
If you would like to discover what working with Create Cashflow is like, book-a-time for a discovery call and discuss your options, Today!
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